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Explore Our Products and Services

Owned cooperatively by its members, Valley Credit Union (Valley CU)
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Pay a Credit Card
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Better Banking Upgrades
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TeleService® Banking
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Kickstart Your Child’s Banking!

Take the first step in teaching your child about finances. Open a youth or teen account today to help them build strong habits in saving, spending, giving, and investing.
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Notice:

Our 2025 Annual General Meeting (AGM) will be held on Thursday, April 24, 2025, at the Waterville Fire Hall, located at 1415 County Home Rd, Cambridge. Doors open at 5:30 PM, with the official meeting starting at 6:00 PM.

Please RSVP if you are interested in attending and learning about the nomination process.

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You Get More Than a Bank with a Credit Union!

Valley CU Members have access to friendly, local, honest, personalized banking products, services, and financial resources - it's just part of being a Valley CU member. Benefit from great rates and local decisions. Join a community of local helping local.

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Bank How You Want

Bank anytime, anywhere with the Valley CU app! Deposit cheques, pay bills, send money, set up alerts, lock your cards, and make secure payments with a tap of your phone. Do your everyday banking on your terms - and feel good about it!

Register for your online account by completing this short form or talk to any Valley CU branch.
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Business Solutions

Valley CU streamlines your business with modern employer solutions and trusted partners like SONA, offering point-of-sale terminals (POS), payments, e-commerce solutions, and more. Benefit from competitive pricing, reliable local service, and cutting-edge technology – all backed by our trusted partnerships.
Our Business Services
 

You Already Care About Supporting Local

So why not start to bank local?
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Bank Anywhere

Manage your money on the go with our Valley CU App. Deposit cheques, send e-transfers, or access your accounts anytime, anywhere!
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Support Local - When You Bank Local

Your membership powers community programs and fuels local initiatives, creating lasting impacts where it matters most - here!
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24/7 Access to Cash

It's your money, so access it at over 3,000 ATMs across Canada and walk into any of our Valley CU branches and talk to us!
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$250,000 in Deposit Protection

Our deposit protection insurance is the highest in Nova Scotia, ensuring your money is secure as you grow your financial future.
 
 

Community Corner: Making a Difference Together

At Valley CU, we celebrate the inspiring stories and initiatives that uplift our community. From local volunteers to impactful projects, we invite you to join us in exploring how we can all contribute to positive change.

Learn more about our Community Engagement and Funding Support and the efforts of our Corporate Social and Environmental Responsibility (CSER) Committee. We encourage you to apply and share your story about how you’re shaping positive change in our community.

Applying is easy!

We’ve partnered with Do Some Good to simplify the application process and increase visibility for your initiative.

  1. Click the button below
  2. Create a Do Some Good account profile
  3. Verify your email
  4. Submit and track your online application!
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Your Everyday Banking Makes a Difference - Be Part of Something Bigger

Working at Valley CU is more than just a job. You’ll have the opportunity to make a meaningful difference in your local community, enjoy great staff benefits, and collaborate with a supportive team that cares about each other and our members. Together, we’re making a massive impact!
Careers
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Finding a Credit Card - Right for You!

Credit Union's provide local banking advice and services to help guide you and get you started so you can thrive. Book an appointment with us today!

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News from Valley CU

Navigating Online & Mobile Banking

Building Better Banking

Helpful tips to get you started after the banking upgrades. If you can't find what you are looking for call us - or try the search bar below.
FAQs
Why join a credit union

Banking That Goes Further

Local banking makes a difference, and your credit union is here to help you choose what suits your financial needs best - from everyday banking to estate planning.
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Honouring Roots, Embracing the Future!

Coming Soon!

Our new logo will reflect who we’ve always been - symbolizing our commitment to community, values, and putting our members at the "heart" of everything we do.
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Valley CU

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Head Office Contact Information
Main Telephone Number: 902-538-4510 or Toll Free 1-866-990-4044
Valley Credit Union Limited 5682 Hwy 1, Waterville Nova Scotia B0P 1V0

Valley Credit Union Limited (Valley CU) is a member of the Nova Scotia Credit Union Deposit Insurance Corporation (CUDIC), which at $250,000, provides the highest deposit insurance protection in Nova Scotia, Canada. Mortgage License #3000173

© Copyright 2025 Valley Credit Union Ltd. All rights reserved. Serving members in the Nova Scotia Western Zone or Annapolis Valley Region, including but not limited to Annapolis County, Kings County, and Hantsport in West Hants County.

® / ™ Trademarks are owned by, or use is authorized by, the Canadian Credit Union Association and Atlantic Central.

 
Transit/Branch #12633
Institution #839 
Routing #083912633 
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