Branches will be closed on Monday, August 4th for Natal Day. See holiday hours.
Notice: We continue to monitor the Canada Post labour disruption. To ensure timely bill payments, enroll for eStatements and online banking. Login or Contact your branch to update your preferences.
Better Banking Alternatives for Annapolis Valley
Valley Credit Union is cooperatively owned by its members. Explore our local, full-service financial solutions designed to put you and your community first. Proudly serving the Annapolis Valley, Nova Scotia - keeping your money and financial decisions local, right here at home.
I Support Local
Show off your love for local this summer! And enter for a chance to win $250*. Check out social pages and learn more about the Atlantic-wide credit union #Loyal2LocalChallenge.
Community Continues to Grow
BRIDGETOWN, NS – We're relocating our Bridgetown branch to a larger space at 278 Granville St, the former Scotiabank location. This move reflects our continued growth and the support of our valued members.
You're More Than an Account Number!
Kickstart Your Child’s Banking!
Take the first step in teaching your child about finances. Open a youth or teen account today to help them build strong habits in saving, spending, giving, and investing
Business Solutions
Valley CU streamlines your business with modern employer solutions and trusted partners like SONA, offering point-of-sale terminals (POS), payments, e-commerce solutions, and more. Benefit from competitive pricing, reliable local service, and cutting-edge technology – all backed by our trusted partnerships.
Bank How You Want
Anytime, anywhere with the Valley CU mobile app! Deposit cheques, pay bills, send money, set up alerts, lock your card, and make secure payments with a tap of your phone. Do your everyday banking on your terms - and feel good about it!
You Already Care About Supporting Local
So why not start to bank local?
Bank Anywhere
Manage your money on the go with our Valley CU App. Deposit cheques, send e-transfers, or access your accounts anytime, anywhere!
Support Local - When You Bank Local
Your membership powers community programs and fuels local initiatives, creating lasting impacts where it matters most - here!
24/7 Access to Cash
It's your money, so access it at over 3,000 ATMs across Canada and walk into any of our Valley CU branches and talk to us!
$250,000 in Deposit Protection
Our deposit protection insurance is the highest in Nova Scotia, ensuring your money is secure as you grow your financial future.
Community Corner: Making a Difference Together
At Valley CU, we celebrate the inspiring stories and initiatives that uplift our community. From local volunteers to impactful projects, we invite you to join us in exploring how we can all contribute to positive change. See our impact and find out if your organization qualifies to apply for Community Engegement or Funding Support.
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Your Everyday Banking Makes a Difference - Be Part of Something Bigger
Working at Valley CU is more than just a job. You’ll have the opportunity to make a meaningful difference in your local community, enjoy great staff benefits, and collaborate with a supportive team that cares about each other and our members. Together, we’re making a massive impact!
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2,000 Flex Rewards welcome points!
Make the most of what you love to do, with rewards on every purchase and insurance protection to back you up. Book an appointment with us today or Apply for a credit card online.
*Terms and conditions apply.
News from Valley CU
Bumper Sticker Contest
We're Loyal 2 Local
Show your love for local with our bumper stickers! Challenge your friends and enter for a chance to win.
Why join a credit union
Banking That Goes Further
Local banking makes a difference, and your credit union is here to help you choose what suits your financial needs best - from everyday banking to estate planning.
Honouring Roots, Embracing the Future!
Introducing Our New Look!
BIG NEWS! Our new logo is here - symbolizing our commitment to community, values, and putting our members at the "heart" of everything we do.
Head Office Contact Information
Main Telephone Number: 902-538-4510 or Toll Free 1-866-990-4044
Valley Credit Union Limited 5682 Hwy 1, Waterville Nova Scotia B0P 1V0
Valley Credit Union Limited (Valley CU) is a member of the Nova Scotia Credit Union Deposit Insurance Corporation (CUDIC), which at $250,000, provides the highest deposit insurance protection in Nova Scotia, Canada. Mortgage License #3000173
© Copyright 2025 Valley Credit Union Ltd. All rights reserved. Serving members in the Nova Scotia Western Zone or Annapolis Valley Region, including but not limited to Annapolis County, Kings County, and Hantsport in West Hants County.
® / ™ Trademarks are owned by, or use is authorized by, the Canadian Credit Union Association and Atlantic Central.
