Your employees can have all or part of their pay deposited to a Valley Credit Union account through direct payroll or payroll deduction plans. Through these deductions, your employees can also arrange for Monthly Savings Plans (MSPs) and RRSPs. Offering your employees an opportunity to contribute to an RRSP is a great way to help them plan for their future beyond their employment years. Plus, an MSP can help them save towards their short-term goals.