Apply for a Loan

Apply for a loan with us! You can complete the process entirely online, at your convenience on your desktop, tablet or smartphone. Don’t have time to finish the application today? That’s ok. You can start the application and log back in later to complete the process with your Application ID.

To be eligible to complete our online application, you must:

be the age of majority
be a resident of the province
have a personal email address

Already a member? Your application process is even faster! With your member number and PAC, the application can be pre-populated with your personal information and linked to your existing account.

WHAT YOU WILL NEED TO APPLY FOR A LOAN OR LINE OF CREDIT ACCOUNT:

	Personal Information To open your account, we will need some personal information including your address, social insurance number, employment details and contact information. For details on how we keep your information secure, please refer to the privacy section on our website.
	Identification Your security is important to us! Through our identity verification process, you may need to upload a recent bank statement, utility bill or credit card statement. This will help us know that you are you!
	Your Assets As part of the application process, we will need some details on any real estate, vehicles or investments including information on associated debts such as any mortgages or vehicle loans.
	Proof of Income To complete the application, you will be asked to submit your two (2) most recent paystubs, a bank statement or your most recent CRA notice of assessment.
	Member Share $5 As a credit union, we are owned by our members! Through this small one-time deposit, you become part of our credit union. When you open an account with us, you also receive a separate Share Account where this deposit is held for you.
	Joint Account Information If you are applying for a joint account, details such as personal information (including email address), identity, assets and proof of income, as applicable, are needed for both of you. For joint accounts, only one member share deposit is required.
	Co-signer Information If you are applying for a loan with a co-signer, details related to their personal information (including email address), identity, assets and proof of income will also be needed.