Term Deposits (Guaranteed Investment Certificates, or GICs) provide a secure, worry-free investment for long-term funds. With flexible interest rates, investment terms, and automatic renewal options, Term Deposits provide a great way to save and earn money with a guarantee of principal and interest. Plus, deposits are insured under the terms of the Credit Union Deposit Insurance Corporation.

• Simple rate of return
• Compounding rate of return
• Interest can be paid monthly