It’s easier than ever to send money anywhere, anytime from the comfort of your home. International Transfers is a new service that allows you to send money 24/7, around the world. It’s easy, secure, and conveniently available 24/7 through your online banking.
24/7 access through online banking
Ability to transfer from CAD funds to 20 currencies and added convenience of transferring funds between your Canadian and US accounts, domestically.
Low transaction fees to move funds internationally $2.50 standard fee; no fee for transfers exceeding $500 <<most destinations available within this>>
Access to competitive live exchange rates.
Quick turnaround.
Dedicated member support.
What can you use International Transfers for?
Buying an overseas property or holiday home abroad
Paying for overseas tuition fees for child or grandchild
Overseas investments
Sending money to friends or family who live overseas
Paying for accommodation/luxury holidays overseas
Supporting a family member who is travelling overseas
Paying for a wedding abroad
Overseas mortgage payments
Paying for work to be completed overseas
Paying for overseas medical expenses
Paying for bills overseas
How it works:
Log into online banking and select, “Transfers” and then, “ International Transfers” portal.
Compete your one-time registration. Remember to have your government issued photo i.d. for us to verify.
Add your recipient’s information so we know where to send money to.
Review and confirm your international transfer.
Execute transaction.
Easy as that!
Benefits for you:
Convenient, 24/7 access Members now have access to international money transfers through online banking, anytime they want, from any device.
Advanced Security Your money is protected with AES 256-bit encryption, through a FINTRAC-regulated entity. It also includes integrated automated identity verification, anti-money laundering procedures, automated online checks, and advanced anti- fraud safeguards.
Guaranteed Transfer The amount sent is what is received direct from one bank account to another; no deductions (ever) on the transfer amount.
Getting started is easy, learn how:
Frequently asked questions:
International Transfers lets you send money internationally from anywhere, at anytime.
Have a question about sending money internationally through your online banking? Check here for the answer. Don’t see your question? We’re here to help! Contact us for more information.
Who can send an international transfer? Expand/Collapse
International Transfers is available to all personal members that have online banking and register for the product.
How do I send an international transfer? Expand/Collapse
Complete your one-time registration through online banking to get started
Add your recipient so we know who to send the money to
Government issued photo i.d. (e.g. a drivers’ license or passport) ready to upload
The recipient’s contact information and bank account details
What information do I need to register? Expand/Collapse
As part of the registration process, you will need to provide basic personal information, answer a few questions regarding transfer behaviour and select the countries in which you are planning to send money as well as the information on the recipient you wish to send funds. You will also need to upload your government issued photo ID for identity verification. Be sure to have your ID available and accessible for upload.
When, where, and how often can I send international transfers? Expand/Collapse
Anytime, anywhere, directly through your online banking. You can use the service as much as you like, provided the transfers are within your transfer limit and there are enough funds in the account.
Once I’m registered, can I send a transfer right away? Expand/Collapse
As this verification is completed in real-time, you can send a transfer within a few minutes.
When will my recipient receive the transfer? Expand/Collapse
Transfers within North America are delivered next day and two to three business days for other destinations. You will receive an email notification when the funds move from your account and another notification when they are received by your recipient.
How safe is my transfer? Expand/Collapse
Your transfer is protected with AES 256-bit encryption, automated identity verification, anti-money laundering procedures, automated online checks, and advanced anti-fraud safeguards—all through a FINTRAC-regulated entity.
How do I keep track of my transfer? Expand/Collapse
Your transfer will appear in your transaction history in online banking in real-time, plus, you’ll receive an email notification when the transfer has left your account and when it arrives at the recipient’s account.
What are the exchange rates? Expand/Collapse
This service offers live pricing which means you get the real exchange rate–every time.
Is my transfer amount guaranteed? Expand/Collapse
Yes, what is sent is what is received—there are no deductions.
Are there any fees for International Transfers? Expand/Collapse
International Transfers is lower cost than wire transfers and many other options in today’s market. For transfers greater than $500 there is no fee and for transfers less than $500 there is a small fee of $2.50 for most destinations. Once the transfer is complete, your account will be debited the amount you want to send plus exchange and the applicable fee.
Can I use this service to transfer funds between my CAD account and my USD account in Canada? Expand/Collapse
Yes—International Transfers can be used to exchange currency between your CAD account and your USD account here in Canada. This process will take two business days to complete.
Where can I send money? Expand/Collapse
You can send money to more than 20 countries worldwide.
How do I use International Transfers? Expand/Collapse
Through your online banking:
Sign into your online banking
Select “Transfers” and then “International Transfers”
Follow the instructions
On your credit union app:
Open and sign into the app
Select “Transfers” then “International Transfers”
Follow the on-screen instructions
How do I update my personal information or add a new country destination? Expand/Collapse
It’s easy—all you need to do is call International Transfers Support (1-604-256-6200) between 10am-10pm AST. A representative from International Transfers support team will ask you a few questions to confirm your identity and will update your information in real-time. You are then ready to send your next transfer.
Where can I get support for International Transfers? Expand/Collapse
For support regarding your credit union account and online banking contact us:
