Chequing Accounts
Chequing services today offer a whole lot more than simply providing the opportunity to pay for goods and services or access funds by writing a cheque. Whether you want basic, no frills chequing or a combination of chequing and other frequently used services, Valley Credit Union can satisfy all of your financial needs. We also offer line of credit overdraft protection on approved credit.
Chequing Account OptionsChoose an option based on your unique needs and how you use your accounts. Whether you access your account electronically, or prefer in-branch service, we offer packages to satisfy your needs. With a package price that offers greater savings for one low monthly fee, it's easy to manage.
For more information, account comparisons, transactional fees, and other information, please view our Chequing & Savings Brochure.
| Account Type | Description | Min. Monthly Fee1 |
| YOUR Chequing | "pay as you go"; for those who conduct only a few transactions each month | $4.00 |
| YOUR Chequing 15 | First 15 transactions free2,3; for those with 15 or fewer monthly transactions | $6.00; seniors $4.50 |
| YOUR Chequing 40 | First 40 transactions free2,3; for those with 40 or fewer monthly transactions | $14.00; seniors $10.50 |
| YOUR Chequing Unlimited | Unlimited transactions2; For those with more than 40 monthly transactions | $28.00; seniors $21.00 |
| YOUR Electronic Chequing | Unlimited electronic transactions2; for those who transact electronically | $18.00; seniors $13.50 |
| YOUR Edge 2500 | First 25 electronic transactions included as long as a min. $2,500 balance is maintained; for those with mostly electronic transactions | FREE if min. balance maintained, otherwise $10.00; seniors $6.75 |
| YOUR Advantage 5000 | Unlimited transactions3 for those who maintain a min. $5,000 balance | FREE if min. balance maintained, otherwise $20.00; seniors $13.00 |
| YOUR Headstart | Unlimited transactions for youth 12-19 (up to age 25 if still a student) | FREE |
| YOUR US$ Chequing | For those who travel and use US currency | FREE |
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1Does not include all transaction fees. Transactions are charged on a per item basis - see Service Fees table in Chequing & Savings Brochure. Subject to change, without notice. 2Electronic bill payments and international transfers counted in the number of transactions included in monthly fee, excluding not-for-profit accounts.3Interac e-Transfer®, international Interac®, transactions on third party ATMs, cheque orders, and other negotiable instruments are not included.
