Your Savings

Your Savings is a tiered savings account with no monthly fee!

Interest is calculated on daily closing balance, paid monthly. Unlike some institutions that calculate interest for the amount in each tier, we calculate interest based on the rate for the highest tier attained, on the TOTAL balance in your account.

While you have full access to your funds, the Your Savings account is not designed to be a transactional account. Therefore, transactions are charged on a per item basis.

For account features, transactional fees, account comparisons, and other information, please view our Chequing & Savings Brochure

Pays interest at tiered rates:
  • $1 - $4,999
  • $5,000 - $9,999
  • $10,000 - $24,999
  • $25,000 - $59,999
  • $60,000 - $99,999
  • $100,000+


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Valley Credit Union is a member of the Nova Scotia Credit Union Deposit Insurance Corporation (CUDIC), which at $250,000, provides the highest deposit insurance protection in Nova Scotia. In a planned credit union portfolio, you are insured up to $250,000 on a range of accounts.