family starting their journey

Home ownership is a journey. We'll support your every step. No two households' financial needs are the same. You can trust that Valley Credit Union will provide you with honest advice and mortgage products that fit your needs.


APR 5-year fixed rate¹. Book your appointment to speak to someone in-branch for complete details.

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Whether you’re saving for a down payment, buying your dream home or thinking about eco-friendly renovations, we can help. Book your appointment now with one of our mortgage experts today. We can meet with you in-person, virtually or by phone.

Ready to buy a home or have questions? To start your pre-approval, we will require information about your current financial situation, including:

  • Income
  • Outstanding debts, such as personal loans, student loans, credit cards, etc.
  • Monthly expenses
  • Assets, such as investments, vehicles, etc
Try our mortgage calculator. Estimate your mortgage payment.

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Legal Disclosure Expand/Collapse

¹ On approved credit. Certain terms and conditions apply. 5-Year fixed rate. Please speak with your local branch directly for full details and to learn more about this limited-time promotional offer and additional information. 

Valley Credit Union reserves the right to cancel, modify or withdraw the Promotional Offer or any part of it at anytime, without notice. Rates
 and mortgage approvals are subject to Valley Credit Union's terms at the time of your application.

To be eligible for this Promotional Offer a personal residential mortgage application must be written dated between August 1, 2023 and October 31, 2023. Please contact your local branch for more information.

Valley Credit Union Limited, Mortgage License Number: 3000173