Deposit Accounts
We understand local businesses and have the accounts that are right for you. Big or small we're ready to talk to you - supporting local is kinda what we love to do!
Everyday Business Accounts
DIGITAL FIRST BANKING
Business Account
Designed for small businesses ready to grow! With unlimited electronic transactions and seamless online management, you can focus on what matters most - growing your business.
Key Features:
- Unlimited electronic transactions
- Up to 20 Interac e-Transfer®
Account Fee: $15.00
BUSINESS +20
Chequing Account
Streamline your finances with flexible banking. Ideal for businesses seeking easy management online or in-branch.
KEY FEATURES:
- Up to 20 transactions
- Up to $2,500 cash deposits
- Up to 25 cheque deposits
Account Fee: $18.00
BUSINESS +55
Essential Business Account
Unlock the potential of your business with the essential business banking account, designed for seamless everyday transactions and hassle-free management.
Key Features:
- Up to 55 transactions
- Up to $5,000 cash deposits
- Up to 45 cheque deposits
Account Fee: $30.00
BUSINESS +85
Daily Operations Account
Key Features:
- Up to 85 transactions
- Up to $7,500 cash deposits
- Up to 60 cheque deposits
Account Fee: $45.00
Business +125
Cashflow Account
Designed to help you effortlessly manage your incoming and outgoing funds. Enjoy the tools you need while easily monitoring all your transactions.
Key Features:
- Up to 125 transactions
- Up to $10,000 cash deposits
- Up to 75 cheque deposits
Account Fee: $75.00
USD CHEQUING
Currency Saver
Ideal for frequent travelers, to help you manage and preserve your USD assets without the hassel of currency conversion.
Key Features:
- Unlimited deposit transactions
- No monthly fee, transactions are charged as used
Account Fee: Per Transaction
Non-Profit Account
Community Banking
Explore our range of chequing accounts and enjoy exclusive discounts, helping your organization save while managing your donations.
Key Features:
- Up to 10 transactions
Account Fee: $3.00
Let's Build Local
To open your Business Account, detailed account comparisons, understanding transaction fees, or how we can help you move your business forward, book an appointment to speak to one of our expert advisors.
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We Like Doing Business In-Person
But you do you!
On your mobile device
Take your business banking with you wherever you go using our mobile app on your smartphone or tablet.
On your computer
Manage your business finances via online banking anytime, whether you're in office or relaxing at home.
Using Deposit Anywhere™
Deposit cheques without the need to come in-branch. Simply snap a photo on your mobile device.
Via 3,000+ ATMs
Use our Canada-wide ATM network to access the money you need whenever you need it - surcharge-free.
Business Resource Hub
Head Office Contact Information
Main Telephone Number: 902-538-4510 or Toll Free 1-866-990-4044
Valley Credit Union Limited 5682 Hwy 1, Waterville Nova Scotia B0P 1V0
Valley Credit Union Limited (Valley CU) is a member of the Nova Scotia Credit Union Deposit Insurance Corporation (CUDIC), which at $250,000, provides the highest deposit insurance protection in Nova Scotia, Canada. Mortgage License #3000173
© Copyright 2025 Valley Credit Union Ltd. All rights reserved. Serving members in the Nova Scotia Western Zone or Annapolis Valley Region, including but not limited to Annapolis County, Kings County, and Hantsport in West Hants County.
® / ™ Trademarks are owned by, or use is authorized by, the Canadian Credit Union Association and Atlantic Central.
