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Interac e-Transfer® for Business

Simplify payments to employees, contractors, vendors, and customers with Interac e-Transfer.
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Business Limits

Interac e-Transfer®

Interac e-Transfers have distinct dollar limits for both sending and receiving funds. Limits per Business.

Maximum Amount

Per Transfer
Outgoing (send): $10,000
Incoming (receive): $10,000

Per Day
Outgoing (send): $20,000
Incoming (receive): $20,000

Per 7 Days, Rolling
Outgoing (send): $50,000
Incoming (receive): $140,000

Per 30 Days, Rolling
Outgoing (send): $100,000
Incoming (receive): $600,000

Per Request
Probationary (outgoing): $3,000
Outgoing (send): $3,000
Incoming (receive): $3,000

Questions?

Personal Limits

Interac e-Transfer®

Interac e-Transfers have distinct dollar limits for both sending and receiving funds. Limits per Person.

Maximum Amount

Per Transaction
Send (Debits): $3,000
Receive (Credits): $10,000

Per 7 Days, Rolling
Send (Debits): $10,000
Recieve (Credits): $70,000

Per 30 Days Rolling
Send (Debits): $20,000
Receive (Credits): $300,000

Questions?
An  Interac e-Transfer ® allows members to send money via email or text using Interac e-Transfer. All you need is an email and a Canadian credit union or bank account. Learn more how to send meney anytime, anywhere directly from Interact's website.
Looking for business resources and answers to common questions from our business members? Visit the Interac FAQs for Business Resource Hub.
It can be used by anyone who has and email address, a bank account at a Canadian credit union or bank and who is registered to use online or mobile banking. Do more with Interac e-Transfer, explore now >
Registration is free and simple! Log in to online banking and navigate to the Transfer menu item. Click Edit Sender Profile and completed the details. Register for Autodeposit from the menu and add your contacts. Once completed, you can start sending e-Transfers immediately!
Interac e-Transfer is secure, with multiple layers of protection. Only notifications and instructions are sent via email or text, while the funds are transferred securely between credit unions and banks using established methods. Valley CU uses measures like encryption, secure login, and security questions to protect your transactions. Setting up Autodeposit is easy and means  no security question is needed. Here's what you do >

Learn more about protecting your transfers >

If you get an unexpected notification, always verify it. Be cautious of unfamiliar messages or links, and contact your us or the Canadian Anti-Fraud Centre if you suspect fraud.
Depending on your bank account package, there may be a non-refundable fee when you send an Interac e-Transfer. There is no charge to receive a transfer, but other financial institutions may. Please check your account or contact us directly.
Visit the Interac Personal Resource Hub most up-to-date FAQs. You'll find information on Interac e-Transfer, Interac Debit, Interac Verified, and Interac Direct.
 
 

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Interac® and Interac e-Transfer® are registered trademark of Interac, Inc, used under license. Trademarks owned by Interac include but are not limited to the following. See copyright.
 
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Head Office Contact Information
Main Telephone Number: 902-538-4510 or Toll Free 1-866-990-4044
Valley Credit Union Limited 5682 Hwy 1, Waterville Nova Scotia B0P 1V0

Valley Credit Union Limited (Valley CU) is a member of the Nova Scotia Credit Union Deposit Insurance Corporation (CUDIC), which at $250,000, provides the highest deposit insurance protection in Nova Scotia, Canada. Mortgage License #3000173

© Copyright 2025 Valley Credit Union Ltd. All rights reserved. Serving members in the Nova Scotia Western Zone or Annapolis Valley Region, including but not limited to Annapolis County, Kings County, and Hantsport in West Hants County.

® / ™ Trademarks are owned by, or use is authorized by, the Canadian Credit Union Association and Atlantic Central.

 
Transit/Branch #12633
Institution #839 
Routing #083912633 
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