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Personal Banking Services

From managing everyday spending to building your savings, our local financial products and services are designed with you in mind. Let's make your money work harder for you - and keep it local!

banking services
 

Explore Our Banking Services

Wire Transfer

Wire Transfers

Transfer funds securely and confidently with our reliable wire transfer service.

Send money worldwide anytime. Available 24/7 through online banking, it's easy, secure, and designed for your convenience.

  • Easy and Convenient: Transfer money internationally anytime using your online banking
  • Secure and Reliable: Enjoy top-tier protection with advanced encryption, fraud safeguards, and compliance with FINTRAC regulations
  • Guaranteed Transfer: The amount sent is what is received. No extra deductions on the transfer amount.

Low transaction fees will apply*. Contact your branch directly.
Deposit Boxes

Safety Deposit Boxes

Keep your valuables and documents secure, available at most branches.

In-vault safety deposit boxes are available at all our branches (except Bridgetown) to securely store your important documents, valuables, and keepsakes.

Sizes and Pricing*:

  • Small: $50.00
  • Medium: $75.00
  • Large: $110.00

Your peace of mind is just a box away!

*All prices are subject to change and do not include HST. Please contact your local branch directly.

Exchange

Foreign Exchange

Access competitive rates and currency exchange services.

Need to send money, pay bills, or handle travel expenses? We’ve got you covered!

  • Foreign Currency: Available in Canadian and US
  • Foreign Bank Notes: Get cash in select currencies, on request
  • Wire Transfers: Send funds worldwide with ease
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Certified Cheques

Secure, verified funds for important payments and purchases.

A secure payment option that verifies funds for purchases, payments, or sending money by mail.

  • Ensure funds are guaranteed for the recipient
  • Ideal for large purchases or important transactions
  • Safe and reliable for mailing payments
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Easy Bill Payments

Easily manage and pay your bills from anywhere you are!

Providing convenient ways to pay your bills anytime, anywhere.

  • Pay online, on mobile via our app, in-branch, or by phone
  • Access Automated TeleService at 1-800-963-4848, available 24/7
  • Convenient and flexible options to suit your needs
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Night Deposit

Enjoy the convenience of secure night deposit drop boxes, available at most of our branches.

A secure, 24/7 deposit option that keeps your funds safe and reduces the risk of handling excess cash.

  • Available at select branches for easy access
  • Protects against theft or loss of funds
  • Convenient, round-the-clock deposit service
 

Seamless Local Banking - Your Way!

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Mobile App

Manage your finances 24/7 using your smartphone or tablet. Lock and unlock your debit card for added security.

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Online Banking

Manage your money anytime, anywhere with our intuitive online banking. Send and receive e-Transfers and manage recipients.

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ATM Network

Use our Canada-wide ATM network to access cash whenever you need it, surcharge free.

24/7 ATMs
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Invest Locally

From financial planning to investing, retiring, and leaving a legacy, we’re here to guide you and help protect what matters most at every stage of life.

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Phone

Meet with one of our financial experts by phone - at a time that works for you.

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Walk-In

Come by and see us! We offer friendly, local in-branch services for your everyday banking, financial planning, and wealth advice.

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ZERO Account Fees

Do good and build your future with a Headstart® Account - because good money habits should pay off! Enjoy ZERO Account Fees up to the age of 25, if enrolled in school.

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Youth Accounts

Need Help Finding the Perfect Account?

We’ll be happy to answer any questions and help you access the services you need.

Talk to Us
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Level Up Your Financial Know-How

Guide to budgeting

“Budget” isn’t a bad word. Our guide helps take the mystery and stress out of building and maintaining yours.

Read on >, opens in a new tab

Building healthy financial habits

Healthy habits aren't just for your lifestyle. Here’s how to ensure future you (and current you) are set up for success.

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Get more genuine tips, tricks, and helpful resources on our Honest Money blog.

Visit honestmoney.ca >, opens in a new tab
 
Valley CU

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Head Office Contact Information
Main Telephone Number: 902-538-4510 or Toll Free 1-866-990-4044
Valley Credit Union Limited 5682 Hwy 1, Waterville Nova Scotia B0P 1V0

Valley Credit Union Limited (Valley CU) is a member of the Nova Scotia Credit Union Deposit Insurance Corporation (CUDIC), which at $250,000, provides the highest deposit insurance protection in Nova Scotia, Canada. Mortgage License #3000173

© Copyright 2025 Valley Credit Union Ltd. All rights reserved. Serving members in the Nova Scotia Western Zone or Annapolis Valley Region, including but not limited to Annapolis County, Kings County, and Hantsport in West Hants County.

® / ™ Trademarks are owned by, or use is authorized by, the Canadian Credit Union Association and Atlantic Central.

 
Transit/Branch #12633
Institution #839 
Routing #083912633 
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