Mortgages
Find flexible mortgage solutions with Valley CU. From first homes to refinancing, enjoy competitive rates and personalized support every step of the way!
What’s your next move?
Buying
Renewing
Switching
Get Approved Your Way
Find the Mortgage to Match Your Needs
Rates are subject to change. Contact your branch for details. Financial tools and calculators are for educational purposes only and do not replace professional advice from Valley Credit Union mortgage specialists. Calculations are examples and may not reflect your personal situation.
| Residential Mortgages
Rates Effective: 2024-12-17 |
Rate |
|---|---|
| Five Year (Closed) |
6.50%
|
| Four Year (Closed) |
6.45%
|
| Three Year (Closed) |
6.68%
|
| Two Year (Closed) |
7.04%
|
| One Year (Closed) |
7.53%
|
| 6 Month (Open) |
9.88%
|
Take a look at the latest, competitive rates on offer for our mortgage solutions.
Thinking of buying a home? Try our calculator to find the mortgage to fit your budget.
Customize a Mortgage
We know your situation is as unique as you are - let us help you find the right mortgage. Backed by local decisions and local experts!
Select Image
Home Buying Knowledge Hub
Head Office Contact Information
Main Telephone Number: 902-538-4510 or Toll Free 1-866-990-4044
Valley Credit Union Limited 5682 Hwy 1, Waterville Nova Scotia B0P 1V0
Valley Credit Union Limited (Valley CU) is a member of the Nova Scotia Credit Union Deposit Insurance Corporation (CUDIC), which at $250,000, provides the highest deposit insurance protection in Nova Scotia, Canada. Mortgage License #3000173
© Copyright 2025 Valley Credit Union Ltd. All rights reserved. Serving members in the Nova Scotia Western Zone or Annapolis Valley Region, including but not limited to Annapolis County, Kings County, and Hantsport in West Hants County.
® / ™ Trademarks are owned by, or use is authorized by, the Canadian Credit Union Association and Atlantic Central.
