Ways to Bank
Access your accounts 24/7, make mobile deposits and payments, and manage your finances anytime, anywhere -online, on your phone, or at an ATM. Everything you need for everyday banking with a touch of local support - when you need or want it!
Local Branches and Modern Digital Banking
Mobile App
Manage your finances 24/7 using your smartphone or tablet. Lock and unlock your debit card for added security.
Online Banking
Manage your money anytime, anywhere with our intuitive online banking. Send and receive e-Transfers and manage recipients.
ATM Network
Use our Canada-wide ATM network to access cash whenever you need it, surcharge free.
Invest Locally
From financial planning to investing, retiring, and leaving a legacy, we’re here to guide you and help protect what matters most at every stage of life.
Phone
Meet with one of our financial experts by phone - at a time that works for you.
Walk-In
Come by and see us! We offer friendly, local in-branch services for your everyday banking, financial planning, and wealth advice.
Get Set Up for Online and Mobile Banking
Manage your money anytime, anywhere. Call your branch directly or complete the short form below to get started with online and mobile banking. Once you're set up, download the Valley CU mobile app or access your account online for convenient, 24/7 access - We Think You’ll Love It!
Select Image
Explore Ways to Pay
Mobile Wallet
Turn your smartphone into your wallet with Apple, Google or Samsung Pay for quick, easy, and secure payments.
Interac e-Transfer®
Send money to or request money from anyone with an email address or mobile phone number and an account at a Canadian credit union or bank.
Debit Card
Take your credit union account with you wherever you go. Tap to pay, add to your mobile wallet, and more.
Interac Flash®
Make smaller, everyday purchases by holding your credit union debit card up to any contactless terminal.
International Transfers
Send money 24/7 around the world through online banking.
Debit Mastercard®
Shop securely in-store and online using funds straight from your chequing or savings account.
Still Have Questions?
Stop by and see us - we’re local and here to help!
Select Image
Focus on You - We'll Focus on Security
We’re committed to protecting your privacy and working in your best interest. With the rise in fraud, our dedicated Fraud Team is here to help with fraudulent transactions, scams, and more. They also report incidents to authorities when needed.
Take the security check-up!
Protect your money and peace of mind. It’s easier than you think to stay safe.Banking that Goes Further
We Want to Thank Our Members, Community Partners, Board of Directors, and Staff
Your dedication drives positive financial, social, and environmental change. As a member of a credit union, you’re more than just a number – you are the reason we can invest locally and continue to make a meaningful impact in our community. Through education, partnerships, donations, grants, and volunteers, we do awesome things!
Head Office Contact Information
Main Telephone Number: 902-538-4510 or Toll Free 1-866-990-4044
Valley Credit Union Limited 5682 Hwy 1, Waterville Nova Scotia B0P 1V0
Valley Credit Union Limited (Valley CU) is a member of the Nova Scotia Credit Union Deposit Insurance Corporation (CUDIC), which at $250,000, provides the highest deposit insurance protection in Nova Scotia, Canada. Mortgage License #3000173
© Copyright 2025 Valley Credit Union Ltd. All rights reserved. Serving members in the Nova Scotia Western Zone or Annapolis Valley Region, including but not limited to Annapolis County, Kings County, and Hantsport in West Hants County.
® / ™ Trademarks are owned by, or use is authorized by, the Canadian Credit Union Association and Atlantic Central.
