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  • Borrowing

Personal Loans & Lines of Credit

With local, expert advice, we can help you access the funds you need - when you need them.

What Can a Personal Loan Do For You?

A personal loan can help cover unexpected expenses, pay off debt, help you take advantage of home-energy upgrades, or treat yourself to something special - like a vacation.

Benefits:

  • Repay your loan faster with flexible payments
  • No penalty for extra payments or early repayment

Features:

  • Competitive variable or fixed interest rates
  • Credit life and disability insurance available
 

Borrowing Can Help You Build Good Credit

Loan

Personal Loans

LOC

Lines of Credit (LOC)

Student

Student Lending

Car

Vehicle Loans

 
RRSP

Boost Your Retirement Savings with RRSP Loans

With low rates, our RRSP Loans and Lines of Credit help you maximize your contributions, enjoy tax benefits today, and plan confidently for your future. Any tax refund could be used to pay down loan balances or just for you to spend*.

 

Find Out How Much You Could Borrow

 
rates

Take a look at the latest, competitive rates on offer for our lending solutions.

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Try our calculator for help finding a loan that suits you and your budget.

 

Level Up Your Financial Know-How

The Right Financing

Any time you take on debt, it’s important to understand the ins, outs, and implications of your choices. 

How to build credit

Your post-secondary years are a smart time to begin building credit to ensure you can secure your future goals.

Get more genuine tips, tricks, and helpful resources on our Honest Money blog.

 
All lending is subject to credit approval within normal credit guidelines.

Loan is due in full if transfer or redemption of RRSP is requested. Fixed deposits remain for the duration of the term following repayment of the loan. All lending is subject to credit approval within normal credit guidelines.

Mutual funds and other securities are offered through Qtrade Advisor, a division of Credential Qtrade Securities Inc., Member of the Canadian Investor Protection Fund. Mutual funds are offered through Qtrade Asset Management Inc., Member MFDA.

Commissions, trailing commissions, management fees and expenses all may be associated with mutual fund investments. Please read the prospectus before investing. Mutual funds are not guaranteed, their values change frequently and past performance may not be repeated.