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Explore Our Products and Services

Owned cooperatively by its members, Valley Credit Union (Valley CU)
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Pay a Credit Card
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Better Banking Upgrades
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TeleService® Banking
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Valley Credit Union new logo

Our new logo is here!

It's getting closer!  It’s a fresh, modern representation of our commitment to providing competitive, convenient banking solutions while staying true to our cooperative roots.
About Us
logo shuffle contest

Can you unscramble our NEW LOGO?

Enter for a chance to WIN one of three grand prizes!

Prizes include:

  • A weekend campsite and 2 passes to the Fox Mountain Music Festival in Aylesford (August 1–2, 2025)

  • Summer passes to Movies at the Valley Drive-In

  • A family pass to the Annapolis Valley Exhibition in Lawrencetown (August 11–16, 2025)

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You're More Than an Account Number!

Valley CU members enjoy friendly, local, honest, and personalized banking products, services, and financial resources – it's all part of being a Valley CU member. Benefit from great rates and local decisions. Join a community of local helping local.

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Kickstart Your Child’s Banking!

Take the first step in teaching your child about finances. Open a youth or teen account today to help them build strong habits in saving, spending, giving, and investing
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Business Solutions

Valley CU streamlines your business with modern employer solutions and trusted partners like SONA, offering point-of-sale terminals (POS), payments, e-commerce solutions, and more. Benefit from competitive pricing, reliable local service, and cutting-edge technology – all backed by our trusted partnerships.
Our Business Services
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Bank How You Want

Anytime, anywhere with the Valley CU mobile app! Deposit cheques, pay bills, send money, set up alerts, lock your card, and make secure payments with a tap of your phone. Do your everyday banking on your terms - and feel good about it!
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You Already Care About Supporting Local

So why not start to bank local?
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Bank Anywhere

Manage your money on the go with our Valley CU App. Deposit cheques, send e-transfers, or access your accounts anytime, anywhere!
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Support Local - When You Bank Local

Your membership powers community programs and fuels local initiatives, creating lasting impacts where it matters most - here!
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24/7 Access to Cash

It's your money, so access it at over 3,000 ATMs across Canada and walk into any of our Valley CU branches and talk to us!
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$250,000 in Deposit Protection

Our deposit protection insurance is the highest in Nova Scotia, ensuring your money is secure as you grow your financial future.
 
 

Community Corner: Making a Difference Together

At Valley CU, we celebrate the inspiring stories and initiatives that uplift our community. From local volunteers to impactful projects, we invite you to join us in exploring how we can all contribute to positive change. See our impact and find out if your organization qualifies to apply for Community Engegement or Funding Support.
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Your Everyday Banking Makes a Difference - Be Part of Something Bigger

Working at Valley CU is more than just a job. You’ll have the opportunity to make a meaningful difference in your local community, enjoy great staff benefits, and collaborate with a supportive team that cares about each other and our members. Together, we’re making a massive impact!
Careers
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Finding a Credit Card - Right for You!

Credit Union's provide local banking advice and services to help guide you and get you started so you can thrive. Book an appointment with us today!

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News from Valley CU

Navigating Online & Mobile Banking

Building Better Banking

Helpful tips to get you started after the banking upgrades. If you can't find what you are looking for call us - or try the search bar below.
FAQs
Why join a credit union

Banking That Goes Further

Local banking makes a difference, and your credit union is here to help you choose what suits your financial needs best - from everyday banking to estate planning.
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Honouring Roots, Embracing the Future!

Introducing Our New Look!

BIG NEWS! Our new logo is here - symbolizing our commitment to community, values, and putting our members at the "heart" of everything we do.
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Valley CU

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Head Office Contact Information
Main Telephone Number: 902-538-4510 or Toll Free 1-866-990-4044
Valley Credit Union Limited 5682 Hwy 1, Waterville Nova Scotia B0P 1V0

Valley Credit Union Limited (Valley CU) is a member of the Nova Scotia Credit Union Deposit Insurance Corporation (CUDIC), which at $250,000, provides the highest deposit insurance protection in Nova Scotia, Canada. Mortgage License #3000173

© Copyright 2025 Valley Credit Union Ltd. All rights reserved. Serving members in the Nova Scotia Western Zone or Annapolis Valley Region, including but not limited to Annapolis County, Kings County, and Hantsport in West Hants County.

® / ™ Trademarks are owned by, or use is authorized by, the Canadian Credit Union Association and Atlantic Central.

 
Transit/Branch #12633
Institution #839 
Routing #083912633 
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